Find Location
Location
Search
We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.
LOGIN
Search
Search
Find Location
Location

This is a carousel with navigation items. Use the previous and next buttons to navigate.



Save More with a Certificate

We know you work hard for your money, so your money should work hard for you too. Here's how our Certificate Accounts stack up against competitors.

Enjoy high-yield returns with a Wescom Certificate Account. Plus, Wescom Signature Members enjoy additional bonus on Certificate Accounts.



Wescom Financial 2.50% APY*
18-Month Certificate
Wells Fargo 1.50% APY**
U.S. Bank 0.05% APY**


* APY = Annual Percentage Yield. Insured by NCUA. Rate is accurate as of 01/19/2025 and is subject to change without notice. The advertised rate is for Platinum Signature Members, the standard 18-month offer for Non-Platinum Signature Members is 2.40% APY. The APY assumes dividends remain on deposit until maturity. Minimum balance to obtain APY is $500. Minimum opening deposit to obtain APY is $500. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

**APY = Annual Percentage Yield. Rate comparison based on the competitor’s website as of 01/19/2025.

Open a Share Certificate

Open a Share Certificate

Secure savings options with a fixed-term Credit Union Certificate

A Share Certificate allows you to deposit a fixed amount of money for a specified period, called the term, often with a higher rate than regular savings accounts. This helps you save more by locking in your funds for a set time, encouraging you to resist the temptation to withdraw prematurely. As your money earns interest over time, it contributes towards more savings, making a Certificate Account a good option to help you reach your long-term financial goals.

Open Now

Find Your Share Certificate Rate

Unlock high-yield savings opportunities

All rates are as of 01/28/2026 and are subject to change or end without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 1.14% 1.15%
6-Month (180 to 364 days) 1.88% 1.90%
12-Month (12 to 17 months) 2.13% 2.15%
18-Month (18 to 23 months) 2.37% 2.40%
24-Month (24 to 35 months) 2.62% 2.65%
36-Month (36 to 47 months) 2.86% 2.90%
48-Month (48 to 59 months) 3.10% 3.15%
60-Month (60 months) 3.59% 3.65%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 1.19% 1.20%
6-Month (180 to 364 days) 1.93% 1.95%
12-Month (12 to 17 months) 2.18% 2.20%
18-Month (18 to 23 months) 2.42% 2.45%
24-Month (24 to 35 months) 2.66% 2.70%
36-Month (36 to 47 months) 2.91% 2.95%
48-Month (48 to 59 months) 3.15% 3.20%
60-Month (60 months) 3.63% 3.70%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 1.24% 1.25%
6-Month (180 to 364 days) 1.98% 2.00%
12-Month (12 to 17 months) 2.23% 2.25%
18-Month (18 to 23 months) 2.47% 2.50%
24-Month (24 to 35 months) 2.71% 2.75%
36-Month (36 to 47 months) 2.96% 3.00%
48-Month (48 to 59 months) 3.20% 3.25%
60-Month (60 months) 3.68% 3.75%
Min Balance Div. Rate APY*
36-month College Saver $250.00 2.96% 3.00%

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

Calculate Your Savings at Maturity

Certificate savings calculations are provided by a third-party for illustrative purposes only and may vary from actual dividends earned upon Certificate maturity. Contact us for more information.

Can we help you find something?

Need to Get In Touch?

Schedule an Appointment View our Branches and Locations

Ready to Get Started?

Open an Account

Most Common Questions