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Explore Wescom's diverse Savings Account options and begin building a stronger financial future. Every membership includes a basic savings account, and you can maximize your benefits through Wescom's Signature Membership Program, which rewards members for saving, borrowing, and managing their finances with Wescom.
| Minimum to Open Regular Share Account and Become a Member-Owner | |
|---|---|
| Rate | $1.00 |
| Regular Share APY* | |
|---|---|
| Rate | 0.10% |
| Minimum Balance Requirements | |
|---|---|
| Rate | $0 for all other Savings Accounts |
| Minimum to Open Regular Share Account and Become a Member-Owner | $1.00 |
|---|---|
| Regular Share APY* | 0.10% |
| Minimum Balance Requirements |
$0 for all other Savings Accounts |
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Our selection of Account Alerts can help you keep track of your finances by notifying you via text message5 or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom mobile banking app also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
Our selection of Account Alerts can help you keep track of your finances by notifying you via text message5 or email about activity on your account or Visa® credit card.
To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom mobile banking app also offers push notifications.
Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!
Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).
Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.
Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
Whether you're saving for a vacation, home repairs, a special gift, or future expenses, a Special Savings Account can help you set money aside and stay focused on your financial goals.
You work hard for your money, so make sure your money works hard for you. The more money you save in a TierPlus Money Market Account, the more you'll earn. You'll also enjoy instant access to your cash and the added convenience of check-writing privileges.
Planning for retirement starts with the right savings strategy. Wescom offers a variety of IRA investment options designed to help you save for the future, build long-term financial security, and stay on track toward your retirement goals.
A Wescom Financial Savings Account helps members save money while earning dividends on eligible balances. Opening a Regular Share Savings Account also establishes membership with Wescom Financial and provides access to a variety of additional financial products and services.
Individuals who meet Wescom Financial membership eligibility requirements can open a savings account. Wescom Financial membership is available to individuals throughout California, making it easier to access savings solutions, digital banking services, and other financial products.
A minimum deposit of $1 is required to open a Regular Share Savings Account and establish membership with Wescom Financial. Additional account requirements may apply.
Wescom Financial Savings Accounts are designed to make saving easy. Minimum balance requirements vary by account type. For more information, review the Schedule of Fees and Charges.
Yes. Eligible savings accounts earn dividends, which are similar to interest earned at other financial institutions. Dividend rates and annual percentage yields (APYs) are subject to change.
A Special Purpose Savings Account allows you to save for specific financial goals, such as vacations, home repairs, holiday expenses, taxes, or major purchases. You can customize the name of the account and set aside funds for a dedicated purpose.
Yes. Eligible members may open multiple savings accounts to help organize funds for different financial goals, such as travel, emergency savings, education expenses, or future purchases.
A TierPlus Money Market Account combines the earning potential of a savings account with convenient access to your funds. Members may earn higher dividend rates as balances increase while maintaining liquidity and check-writing privileges. For more information, visit the TierPlus Money Market page of our website.
A traditional Savings Account is designed for everyday saving, while a Money Market Account may offer tiered dividend rates and additional access features, such as check-writing privileges. The best option depends on your savings goals and account balance.
Yes. Members can access funds in their savings accounts when needed, subject to account terms and conditions. Withdrawal options may include transfers, online banking, mobile banking, or in-person transactions.
Wescom Financial offers Individual Retirement Accounts (IRAs) designed to help members save for retirement and work toward long-term financial goals. Various IRA options may be available depending on your retirement planning needs. For more information in IRAs visit the IRA page of our website.
An Individual Retirement Account (IRA) is a tax-advantaged savings vehicle designed to help individuals save for retirement. Eligibility requirements, contribution limits, and tax considerations vary based on the type of IRA and individual circumstances.
Yes. Members can access and manage their savings accounts through Wescom Financial Online Banking and the Mobile Banking App, allowing them to review balances, transfer funds, and monitor account activity from virtually anywhere.
A savings account can help you build an emergency fund, save for future purchases, plan for vacations, prepare for unexpected expenses, and work toward long-term financial goals while keeping your money readily accessible.
Yes. Wescom Financial representatives are available to answer questions about savings accounts, money market accounts, IRAs, membership eligibility, and other products to help you choose the option that best fits your financial goals.
Membership eligibility is required. All accounts are subject to approval. Terms apply.
*APY (Annual Percentage Yield) is accurate as of 02/04/2026. Rate may change after account is opened. Minimum balance to obtain APY is $1.00. Minimum opening deposit to obtain APY is $1.00. Fees could reduce earnings on account.
2A penalty may be imposed for early withdrawal on Money Market IRA Savings Accounts. See About Your Credit Union Account for details.
5Message and data rates may apply.
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