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Higher Earnings with TierPlus Money Market

With a Tier Plus Money Market Account, the more you save, the more you’ll earn. Earn even more by becoming a Signature Member.

Competitive Rates You Can Count On

Competitive Rates You Can Count On

We know you work hard for your money, so your money should work hard for you too. Our money market accounts come with competitive rates to help you reach your financial goals.


Compare Current Wescom Rates vs Other Banks

Wescom Financial 0.30% APY1
$25,000+
Wells Fargo 0.01% APY2
Chase Bank 0.01% APY2
U.S. Bank 0.01% APY2

1Includes APY bonus for Platinum Signature Members as of 08/04/2026. See table below for additional rate information.

2Annual Percentage Yields shown were obtained from each financial institution’s website on 01/28/2026.

Explore Today’s Money Market Rates

Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member

Money Market

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.40% 0.40%
$100,000 - $249,999 0.50% 0.50%
$250,000 + 0.60% 0.60%

Asset Maximizer Account (AMA)**

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.35% 0.35%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.55% 0.55%
$50,000 - $99,999 0.65% 0.65%
$100,000 - $249,999 0.75% 0.75%
$250,000 + 0.85% 0.85%

Money Market

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.35% 0.35%
$50,000 - $99,999 0.45% 0.45%
$100,000 - $249,999 0.55% 0.55%
$250,000 + 0.65% 0.65%

Asset Maximizer Account (AMA)*

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.50% 0.50%
$25,000 - $49,999 0.60% 0.60%
$50,000 - $99,999 0.70% 0.70%
$100,000 - $249,999 0.80% 0.80%
$250,000 + 0.90% 0.90%

Money Market

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.30% 0.30%
$25,000 - $49,999 0.40% 0.40%
$50,000 - $99,999 0.50% 0.50%
$100,000 - $249,999 0.60% 0.60%
$250,000 + 0.70% 0.70%

Asset Maximizer Account (AMA)**

Open Now
Minimum Balance Div. Rate APY*
$2,500 - $9,999 0.45% 0.45%
$10,000 - $24,999 0.55% 0.55%
$25,000 - $49,999 0.65% 0.65%
$50,000 - $99,999 0.75% 0.75%
$100,000 - $249,999 0.85% 0.85%
$250,000 + 0.95% 0.95%

* All dividend Rate and APYs (Annual Percentage Yields) are accurate as of 01/28/2026 and subject to change without notice. Certain conditions and restrictions may apply. The tier dividend rate assigned to an account will be determined by each day’s ending balance. Dividends will be compounded daily and credited to your account on the last day of each monthly cycle. Minimum opening deposit to obtain APY is $2,500. Minimum balance to obtain APY is $2,500. Fees could reduce the earnings on the account. See About Your Credit Union Account for details.

** Must have a Wescom Wealth Management Service Investment Account3 with a minimum balance of $10,000 to qualify.

Liquid Money, Solid Returns!

Liquid Money, Solid Returns!

Higher APY, Same Access to Your Money

Wescom Financial members who have a full-service Wescom Wealth Management3 account with $10,000 or more in assets can earn a higher Annual Percentage Yield (APY) with an Asset Maximizer Account. Make deposits and withdrawals whenever you want as long as you maintain a minimum balance of $2,500.

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Account Alerts
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ATM Access
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Chat
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Mobile Banking
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Online Banking
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Account Alerts
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Account Alerts

Our selection of Account Alerts4 can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Banking App also offers push notifications.

ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!

Chat

Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).

Mobile Banking

Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.

Online Banking

Tap into free online banking and engage with all of our mobile banking tools on Online Banking.

Account Alerts

Our selection of Account Alerts4 can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Banking App also offers push notifications.

ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!

Chat

Connect with a Wescom Financial Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).

Mobile Banking

Stay in control by managing all your accounts with ease through the Wescom Mobile Banking App.

Online Banking

Tap into free online banking and engage with all of our mobile banking tools on Online Banking.
TierPlus Money Market Benefits

TierPlus Money Market Benefits

  • Flexible Deposits: Add funds whenever you want to grow your balance faster.
  • No Withdrawal Penalties: Access your money when you need it without fees5.
  • Money Market IRA: Enjoy the option of a Money Market IRA and save for the future5.

Need to Get In Touch?

Schedule an Appointment View our Branches and Locations

Ready to Get Started?

Open an Account

Disclosures

Membership eligibility required. All accounts are subject to approval. A $1 deposit to a Regular Savings Accounts is required. Terms and conditions apply. Insured by NCUA.

3Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wescom Central Credit Union and Wescom Financial Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Wescom Financial Wealth Management, and may also be employees of Wescom Central Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wescom Central Credit Union or Wescom Financial Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value


4Message and data rates may apply.

5A penalty may be imposed for early withdrawal on Money Market IRA Savings Accounts. See About Your Credit Union Account for details.