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Bank Better with Wescom Financial

We believe that your money should work for you, not Wall Street. That’s why Wescom Financial is built differently. We offer a full array of personalized banking, insurance*, and wealth management** solutions to help you thrive – including top-rated mobile apps, low-rate auto loans, home equity line of credit accounts, pet insurance, and so much more.


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Benefits

Benefits

Of Banking with Wescom

  • No Checking Account Fee1
  • No Non-Sufficient Fund (NSF) Fees
  • No Minimum Savings Account Balance Fee
  • Get paid faster with access to Direct Deposit up to two days sooner than most banks2
  • Access to 30,000+ fee-free ATMs nationwide through Wescom and the CO-OP Network3
  • Top-rated mobile apps so you can bank from anywhere, anytime
  • And more!

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A Better Way to Bank

A Better Way to Bank

Open an Account

Since 1934, Wescom Financial has been dedicated to helping members throughout California build better lives. Experience a better way to bank. Open an account today.

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Wescom Foundation

Wescom Foundation

Founded by Wescom Financial employees in 1999, the Wescom Foundation builds better lives for Californians by supporting community-based organizations through strategic grantmaking and community engagement. The Wescom Foundation is powered by a network of Wescom employees and members dedicated to making our communities a better place for all.

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Our Achievements

Upcoming Events

  • Bite of Reality and Living Trust and Estate Planning Seminar

    Saturday, April 18, 2026


Disclosure

* Insuring your vehicle through Wescom Financial is optional. The 1.00% APR insurance discount offer is valid on new auto loans. The 1.00% APR discount is applied to your approved auto loan rate and valid as long as you are insured through Wescom Financial. If you choose to go with another insurance provider or your policy lapses during the life of your loan, you will lose the 1.00% APR discount, resulting in higher finance charges. This increase will not change your monthly payment but may require an extra payment at the end of the term. Once a policy is cancelled, the discount cannot be reinstated on the loan. All loans are subject to approval. Insurance services offered through Wescom Financial, CA Ins License #0D64850. Terms and conditions apply. Call 1-888-4WESCOM (1-888-493-7266) ext. 1080 for details.

** Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wescom Central Credit Union and Wescom Financial Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Wescom Financial Wealth Management, and may also be employees of Wescom Central Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wescom Central Credit Union or Wescom Financial Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency
Not Credit Union
Guaranteed
Not Credit Union
Deposits or Obligations
May Lose
Value

 

Insured by NCUA. Membership eligibility required. Terms and conditions apply.


1  The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).


2 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.


3  Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee.

 

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