Search
Find Location
Location
No Locations Found View all Locations
  • Open an Account
  • Branches and ATMs
  • Schedule an Appointment
  • Checking Savings Certificates Money Markets Youth Accounts Retirement Accounts Signature Membership
  • Auto Loans Personal Loans Personal Line of Credit
  • Purchase and Refinance Mortgage Calculators Home Equity
  • Wescom Financial Services Retirement Planning eVision® Online Training Rethinking Retirement
  • Auto Home Life
  • Credit Cards
  • Remote Banking
  • UCLA
  • Wescom Foundation
  • Security Center
  • Financial Education Center
  • Wescom TouchPoints Blog
  • Financial Calculators
  • Contact Us
  • About Us
We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.
LOGIN
Search
Search
Find Location
Location
No Locations Found View all Locations
Checking & Savings
Credit Cards
Auto & Personal Loans IconAuto & Personal Loans
Home Loans
InvestingInvestments
InsuranceInsurance

Youth Accounts

Schedule an Appointment
Checking Icon
Checking
Savings Icon
Savings
Youth Accounts Icon
Youth Accounts
Certificates Icon
Certificates
Money Market Icon
Money Market
Retirement Accounts

Free Accounts for Our Youngest Members

Wescom Youth Banking offers two accounts that provide kids and parents with the opportunity to be in control of their finances.





Monthly Fee
Wescom Youth Banking
  The smart start to banking for kids.		 $0
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 $0
Minimum Savings Balance
Wescom Youth Banking
  The smart start to banking for kids.		 $1
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 $1
2.00% APY* on the first $500 of Youth Savings Account Balance
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
Wescom ATM Card
Wescom Youth Banking
  The smart start to banking for kids.		 $100
daily withdrawal limit
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 $250
daily withdrawal limit
Wescom Youth Checking Account
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
with qualifying parent or legal guardian as a joint signer or Joint owner
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
with qualifying parent or legal guardian as a joint signer or Joint owner
Wescom Visa® Debit Card
Wescom Youth Banking
  The smart start to banking for kids.		 $250
daily spending limit available with a Wescom Checking Account
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 $500
daily spending limit available with a Wescom Checking Account
Free IMAGINE THAT! Picture Card**
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
Zelle®
 (send and receive money from friends and family in the mobile app)
Wescom Youth Banking
  The smart start to banking for kids.		 No
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
(send up to $500 daily)
Wescom Visa Credit Card
Wescom Youth Banking
  The smart start to banking for kids.		 No
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval.
Online Banking
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
Mobile Banking
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
College Saver Certificate
($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.)
Wescom Youth Banking
  The smart start to banking for kids.		 Yes
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 Yes
Automatic advancement
Wescom Youth Banking
  The smart start to banking for kids.		 To a Wescom Youth Banking Plus Account at age 13
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.		 To a Wescom Personal Account at age 18
Wescom Youth Banking
  The smart start to banking for kids.
Schedule an Appointment
Wescom Youth Banking Plus
  The next step to financial responsibility for teens.
Schedule an Appointment
Wescom Youth Banking
  The smart start to banking for kids.		 Wescom Youth Banking Plus
  The next step to financial responsibility for teens.
Age For youth 0-12 For youth 13-17
Monthly Fee $0 $0
Minimum Savings Balance $1 $1
2.00% APY* on the first $500 of Youth Savings Account Balance Yes Yes
Wescom ATM Card $100
daily withdrawal limit 		$250
daily withdrawal limit
Wescom Youth Checking Account Yes
with qualifying parent or legal guardian as a joint signer or Joint owner 		Yes
with qualifying parent or legal guardian as a joint signer or Joint owner
Wescom Visa® Debit Card $250
daily spending limit available with a Wescom Checking Account 		$500
daily spending limit available with a Wescom Checking Account
Free IMAGINE THAT! Picture Card** Yes Yes
Zelle®
 (send and receive money from friends and family in the mobile app)		 No Yes
(send up to $500 daily)
Wescom Visa Credit Card No For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval.
Online Banking Yes Yes
Mobile Banking Yes Yes
College Saver Certificate
($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.)		 Yes Yes
Automatic advancement To a Wescom Youth Banking Plus Account at age 13 To a Wescom Personal Account at age 18
Schedule an Appointment
Schedule an Appointment

*APY=Annual Percentage Yield. APY is accurate as of 4/23/2022 and subject to change without notice. Fees or other conditions could reduce earnings. The 2.00% APY on the first $500 Youth Savings Account balance offer is not available with the Wescom Youth Checking Account and College Savers Certificate. See About Your Credit Union Account for details.

Wild about YOUth

 

Unleash the savings animal within when you open a Wescom Youth Account by June 30, 2022! Youth Banking members (age 12 and under) will get a monkey plush and Youth Banking Plus members (age 13–17) will get a safari water bottle!*

Schedule an Appointment


* Monkey plush is available for new Youth Banking Accounts and the water bottle is available for new Youth Banking Plus Accounts opened May 16, 2022 through June 30, 2022 while supplies last. One plush or water bottle per member.

A parent or legal guardian must be a Joint Owner on the Checking Account and ATM/Visa® Debit Card. Account opening and Visa® Debit Card subject to verification through an account verification service and reserve the right to deny any application based on the results of negative information received through that service; and Credit Union approval.

Open an Account Today!

What you'll need:

  • A parent or legal guardian to act as a joint owner on the account
  • $1 minimum deposit Regular Savings account
  • Your youth's social security number and one of the following forms of identification:
    • School ID
    • California State I.D. Card or Driver’s License
    • U.S. Passport
    • Birth Certificate for minors 0–14. (Minors 15 to 17 years old must pressent a picture I.D. Card.)

Schedule an Appointment


You can also visit any local Wescom Branch. Schedule an appointment for even greater convenience.

Account Access at Your Fingertips

Through Online Banking & the Mobile App

  • Keep tabs. Set up Account Alerts to be notified of transactions and changes in balance.
  • Monitor usage. Control all cards from the Card Center*.
  • Stay in the know. View balances and history.
  • Deposit checks. Use SnapDeposit in the mobile app (available with a Wescom Checking Account).
  • Send money to people you know and trust in minutes.1 Zelle® access for Wescom Youth Banking Plus Accounts (send up to $500 daily).


Terms and Conditions

  • **One per calendar year.
  • 1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occurs in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • A parent or legal guardian must be a Joint Owner on the Checking Account and ATM/Visa® Debit Card. Terms and conditions apply.
  • Account opening for Wescom Youth Banking requires a Birth Certificate. Account opening for Wescom Youth Banking Plus requires one of the following forms of identification: California State I.D. Card, Driver's License, U.S. Passport, or School I.D. Card.
  • Insured by NCUA
Information gathered on our website is not sold under the California Consumer Privacy Act (CCPA). Learn More close