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Monthly Fee | |
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Wescom Youth Banking |
$0 |
Wescom Youth Banking Plus |
$0 |
Minimum Savings Balance | |
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Wescom Youth Banking |
$1 |
Wescom Youth Banking Plus |
$1 |
2.00% APY* on the first $500 of Youth Savings Account Balance | |
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Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Wescom ATM Card | |
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Wescom Youth Banking |
$100 daily withdrawal limit |
Wescom Youth Banking Plus |
$250 daily withdrawal limit |
Wescom Youth Checking Account | |
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Wescom Youth Banking |
Yes with qualifying parent or legal guardian as a joint signer or Joint owner |
Wescom Youth Banking Plus |
Yes with qualifying parent or legal guardian as a joint signer or Joint owner |
Wescom Visa® Debit Card | |
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Wescom Youth Banking |
$250 daily spending limit available with a Wescom Checking Account |
Wescom Youth Banking Plus |
$500 daily spending limit available with a Wescom Checking Account |
Free IMAGINE THAT! Picture Card** | |
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Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Zelle® (send and receive money from friends and family in the mobile app) |
|
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Wescom Youth Banking |
No |
Wescom Youth Banking Plus |
Yes (send up to $500 daily) |
Wescom Visa Credit Card | |
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Wescom Youth Banking |
No |
Wescom Youth Banking Plus |
For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval. |
Online Banking | |
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Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Mobile Banking | |
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Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.) |
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Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Automatic advancement | |
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Wescom Youth Banking |
To a Wescom Youth Banking Plus Account at age 13 |
Wescom Youth Banking Plus |
To a Wescom Personal Account at age 18 |
Wescom Youth Banking |
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Wescom Youth Banking Plus |
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Wescom Youth Banking |
Wescom Youth Banking Plus |
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Age | For youth 0-12 | For youth 13-17 |
Monthly Fee | $0 | $0 |
Minimum Savings Balance | $1 | $1 |
2.00% APY* on the first $500 of Youth Savings Account Balance | Yes | Yes |
Wescom ATM Card |
$100 daily withdrawal limit |
$250 daily withdrawal limit |
Wescom Youth Checking Account |
Yes with qualifying parent or legal guardian as a joint signer or Joint owner |
Yes with qualifying parent or legal guardian as a joint signer or Joint owner |
Wescom Visa® Debit Card |
$250 daily spending limit available with a Wescom Checking Account |
$500 daily spending limit available with a Wescom Checking Account |
Free IMAGINE THAT! Picture Card** | Yes | Yes |
Zelle® (send and receive money from friends and family in the mobile app) |
No |
Yes (send up to $500 daily) |
Wescom Visa Credit Card | No | For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. Subject to credit approval. |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.) |
Yes | Yes |
Automatic advancement | To a Wescom Youth Banking Plus Account at age 13 | To a Wescom Personal Account at age 18 |
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*APY=Annual Percentage Yield. APY is accurate as of 4/23/2022 and subject to change without notice. Fees or other conditions could reduce earnings. The 2.00% APY on the first $500 Youth Savings Account balance offer is not available with the Wescom Youth Checking Account and College Savers Certificate. See About Your Credit Union Account for details.
Unleash the savings animal within when you open a Wescom Youth Account by June 30, 2022! Youth Banking members (age 12 and under) will get a monkey plush and Youth Banking Plus members (age 13–17) will get a safari water bottle!*
* Monkey plush is available for new Youth Banking Accounts and the water bottle is available for new Youth Banking Plus Accounts opened May 16, 2022 through June 30, 2022 while supplies last. One plush or water bottle per member.
A parent or legal guardian must be a Joint Owner on the Checking Account and ATM/Visa® Debit Card. Account opening and Visa® Debit Card subject to verification through an account verification service and reserve the right to deny any application based on the results of negative information received through that service; and Credit Union approval.