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Save with Wescom
Once a Bruin, always a Bruin – and when you open a Wescom Savings Account, you’ll become a member-owner of the Credit Union and a part of the Wescom family, too.
Regular Savings Account
| Minimum to Open Regular Share Account and Become a Member-Owner | |
|---|---|
| Rate | $1.00 |
| Regular Share APY* | |
|---|---|
| Rate | 0.10% |
| Minimum Balance Requirements | |
|---|---|
| Rate | $0 for all other Savings Accounts |
| Minimum to Open Regular Share Account and Become a Member-Owner | $1.00 |
|---|---|
| Regular Share APY* | 0.10% |
| Minimum Balance Requirements |
$0 for all other Savings Accounts |
*APY=Annual Percentage Yield. APY is accurate as of April 6, 2021. Rate may change after account is opened. Minimum balance to obtain APY is $1.00. Minimum opening deposit to obtain APY is $1.00. Fees could reduce earnings on account.
Money Market Accounts
With a Tier Plus Money Market Account, the more you save, the more you’ll earn. Plus, we offer competitive rates to help you reach your financial goals.
- Make deposits whenever you want.
- There’s no penalty for making withdrawals.
- Write up to six checks per month (six checks per month may clear).
- Money Market IRAs also available.
Savings Certificates
Save and earn more money over time with a Wescom Certificate Account that provides a stable, locked rate. Learn more about our multiple options, including College Saver Certificates.
Individual Retirement Accounts
Meet your long-term financial goals with one of Wescom’s IRA investment options.
- IRA Certificates: High-Yield Certificates with terms from 3 months through 5 years.
- Money Market IRA: Earn higher rates on your IRA without locking your investment into a specific term.
- Transitional IRA: Park your funds for a 3-month term while you examine your investment options after you rollover a qualified retirement plan from another financial institution.
- Other Investment Options: Stock or mutual fund investments made through Wescom Wealth Management.
Investments
As a wholly-owned subsidiary of Wescom Financial, Wescom Wealth Management offers full-service investment options to Wescom members, delivering the highest standard of service and personalized attention.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CUSO Financial")(“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CUSO Financial. The Credit Union has contracted with CUSO Financial to make non-deposit investment products and services available to credit union members.
Wescom Wealth Management CA Insurance License #0E36340.
Resources to Help You Save Smarter
Understanding all aspects of your financial life is key to making healthy financial decisions. Wescom offers financial education resources for all Bruins, which includes savings calculators and 25 free modules featuring interactive content to help prepare you for a successful financial future.
Account opening and Visa® Debit Card subject to verification through an account verification service and reserve the right to deny an application based on the results of negative information received through that service; and Credit Union approval. Anyone who lives, works, worships, or attends school in Southern or Central California* is eligible to open an account at Wescom. A $1 deposit to a Regular Savings Account is required. Certain conditions and restrictions apply. Ask for further details.
*Eligible Central CA Counties include: Fresno, Kern, Kings, Madera, Merced, Mariposa, Monterey, San Benito, San Joaquin, San Luis Obispo, Santa Cruz, Stanislaus and Tulare.