Celebrating Member Appreciation Season

All accounts and loans are subject to approval. Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Must be at least 18 years of age with a valid tax identification number to participate in promotions. Bonuses and prizes may be subject to IRS reporting. Consult your tax advisor. Terms and conditions apply. Insured by NCUA.

¹ $200 Refer A Friend Bonus Offer is available when Wescom Members refer new non-members to the credit union. Not applicable with any other offer. A "new non-Member” is defined as a person who has never been a primary owner of an account with Wescom. For both parties to qualify for full/partial bonus, new member must: establish membership with Wescom using the promotional code “RAF” and open a new Checking Accounts with a minimum $100 deposit by 12/31/2025 to receive the initial $50 bonus and one (1) entry each to the 2025 MAS Refer-A-Friend Sweepstakes drawing; achieve Signature Membership during their new member period (the first three full calendar months after the date of joining Wescom ranging from 90 to 120 days) to receive an additional $50 bonus; and/or achieve Platinum Signature Membership during that same period to qualify for the additional $100 bonus. Visit wescom.org/About-Us/Signature-Membership for terms and conditions. Full/partial bonus is based on satisfaction of conditions and will post to each recipient’s account the month after the completion of the new member period. Terms and conditions apply.

² NO PURCHASE NECESSARY to enter or win. Promotional period runs from 12/1/2025-12/31/2025. Void where prohibited. To enter: New member and their referring member partner will each receive one (1) entry to the Refer-A-Friend Sweepstakes when the new member establishes a membership with Wescom using the promotional code “RAF” and opens a new Wescom Checking Account with a minimum deposit of $100.00, during the promotional period. A "new member” is defined as a person who has never been a primary owner of an account with Wescom. Twenty (20) winners total will be selected by random drawing, on or about 01/31/2026 to win one of the following prizes: Ten (10) winners will be selected from the Southern California County Region to receive two (2) 2026 Knott’s Single-Day Park Tickets. Approximate retail value (ARV) per prize: $198.00; and ten (10) winners from the Central California County Region will receive two (2) 2026 Monterey Bay Aquarium Passes. ARV per prize: $250.00. Total ARV for all sweepstakes prizes: $4,480.00. Winners need not be present to win. Odds of winning depend on the number of eligible entries. Visit wescom.org/sweeps/MAS for official rules. Terms and conditions apply.

³ NO PURCHASE NECESSARY to enter or win. 2025 Q4 Credit/Debit Card Usage Sweepstakes runs from 10/01/2025 to 12/31/2025 (Promotional Period). Void where prohibited. To enter, use your credit card and/or debit card for purchases during the promotional period. Each debit card purchase equals one (1) entry to the debit card prize drawing. Each credit card purchase equals one (1) entry to the credit card prize drawing. Excludes ATM transactions, cash advances and balance transfers. Cardholders that close their account during the promotional period will no longer qualify for automatic entry to the sweepstakes. Two (2) participants (One (1) debit card prize drawing winner and one (1) credit card prize drawing winner) will be selected by random drawing on or about 01/15/2026, to receive a $2,000.00 deposit to their Wescom Share Account. Total approximate retail value of all prizes is $4,000.00 Winners need not be present to win. Odds of winning depend on the number of eligible entries. Visit wescom.org/sweeps/cc-usage for official rules.

⁴ Offer valid on balance transfers requested by December 31, 2025. Your promotional balance transfer APR (Annual Percentage Rate) will be 2.90% until September 30, 2026. After the promotional APR has expired, any remaining balance will be subject to your standard variable APR and will vary with the market based on the Prime Rate. A balance transfer fee of $2 or 2% of the amount of each transfer, whichever is greater (maximum fee: $50), will apply for balance transfers requested after December 31, 2025. The 2.90% promotional APR is not valid on new purchases or cash advances. Balance transfers cannot be used to pay off existing Wescom loans or credit cards. Balance transfers do not earn MyRewards Points. You may request a transfer of up to 100% of your available credit limit during this promotion. Balance transfer payments will be sent out by Wescom to your other lender within four business days of request. Allow up to two weeks for the payment to be received and processed by your other lender. To avoid late fees on the account(s) you are transferring the balance from, please continue to make payments with your creditor until the balance transfer payment has been posted to your account. Wescom will not be responsible for finance charges or late fees on the account you are paying off because you did not allow sufficient time for the balance transfer to post. Rates quoted as of 11/01/2025. Rates and terms are subject to change. Certain conditions and restrictions apply. Please refer to your Credit Card Agreement for rates, fees, and other cost information.

⁵ NO PURCHASE NECESSARY to enter or win. Promotional period runs from 12/1/2025-12/31/2025. Void where prohibited. To enter: complete the online entry form at: wescom.org/mas-knotts. Two (2) participants will be selected by random drawing on or about 01/31/2026 to win four (4) 2026 Knott’s Berry Farm Gold Season Passes, including all-day dining and drink passes. Approximate retail value (ARV) per prize: $1,276.00. Total ARV for all sweepstakes prizes: $2,552.00. Winners need not be present to win. Odds of winning depend on the number of eligible entries. Must be at least 18 years of age with a valid tax identification number to enter and win. Prize may be subject to IRS reporting. Consult your tax advisor. Visit wescom.org/sweeps/MAS for official rules. Terms and conditions apply. Wescom employees, their families, Wescom volunteers, and Wescom Board of Directors are not eligible for this offer.