• Open an Account
  • Branches and ATMs
  • Activate Credit or Debit Card
  • Schedule an Appointment
  • Checking Savings Certificates Money Markets Youth Accounts Retirement Accounts Signature Membership
  • Auto Loans Personal Loans Personal Line of Credit
  • Purchase and Refinance Mortgage Calculators Home Equity
  • Wescom Financial Services Retirement Planning
  • Auto Home Life Pet Renters Insurance
  • Credit Cards
  • Remote Banking
  • UCLA Home About Better Banking for Bruins Borrow Spend Save Bruin Community Clubs and Organizations International Students Bruin Edge Visa® Credit Card Bruin Choice Visa® Credit Card Technology Loan Student Loans
  • Wescom Foundation
  • Security Center
  • Financial Education Center
  • Wescom TouchPoints Blog
  • Financial Calculators
  • Contact Us
  • About Us
We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.

Bruin Borrowing

We offer loans for every part of a Bruin’s life.

Open an Account Schedule an Appointment

Loans Built for Bruins

Better banking for Bruins means offering the right loan to fit your needs, when you need it. Wescom can help you borrow smarter at every stage of your financial journey.

Wescom Bruin Edge and Bruin Choice Visa® Credit Cards

Reward yourself with the credit cards that were made for Bruins:

Both cards earn 5% cash back on select UCLA and Rose Bowl stadium purchases — plus, 1.5% cash back on everything else — and redeem for rewards such as cash back, gift cards, and UCLA non-profit donations.

Not a member yet? You can still apply for either credit card – then we’ll establish your membership during the application process by opening a Wescom Savings Account and depositing $1 into that account on your behalf. The $1 into a Wescom Savings Account is a requirement of Wescom membership. Membership eligibility is required.

Apply Now

Cash back offer is available through the redemption of MyRewards Points. MyRewards is a free program that awards you 1.5 points for every dollar you spend on purchases. Select UCLA, ASUCLA, and Rose Bowl Stadium venue purchases may be eligible to earn 5 points per dollar spent at select merchants (see wescom.org/bruincardbenefits for eligible merchants). MyRewards Points can be redeemed for cash back, gift cards, merchandise, travel, and other rewards, which may be changed without notice. Redemption values may vary. Balance transfers and cash advances do not earn MyRewards Points.

Wescom Technology Loan

UCLA students, faculty, staff and alumni can purchase computers, software, and accessories from the UCLA Store or UCLAStore.com with a 0% interest Wescom Technology Loan.1

  • Personal, unsecured installment loans from $500 to $3,000
  • 0% APR2 for up to 24 months on loans $500 to $2,000
  • 0% APR for up to 36 months on loans $2,001 - $3,000

Learn More

1 Loan subject to approval. Wescom Technology Loan is not being offered or made by UCLA, but by Wescom Credit Union.

2 APR = Annual Percentage Rate. Your monthly payment on a 24-month term would be $41.67 per $1,000 borrowed.

Student Loan Options

Whether you’re a student pursuing a degree or a parent providing financial support, Wescom can help you achieve your educational goals with two student loan options: the Wescom Private Student Loan and the Smart Option Student Loan® By Sallie Mae®.

Learn More

Loans for Every Part of Your Life

There's no one-loan-fits-all situation — and that's a good thing! Wescom offers all Bruins the right loan to fit your life's every-changing needs.

  • Auto Loans – buy, refinance, or get cash
  • Home Equity Lines of Credit– borrow against available equity to help pay off higher-interest debt or help cover home improvements, tuition, or major purchases
  • Personal Loans and Lines of Credit – cover unexpected expenses, consolidate high-interest balances, or take a vacation
  • Home Loans – buy or refinance with our mortgage options to fit your budget

Learn More Schedule an Appointment

Loan approval subject to credit and income evaluation. Not a commitment to lend.

Account opening and Visa® Debit Card subject to Credit Union approval through an account verification service. Wescom reserves the right to deny an application based on the results of negative information received through that service.

Anyone who lives, works, worships, or attends school in Southern California is eligible to open an account at Wescom. A $1 deposit to a Regular Savings Account is required. Certain conditions and restrictions apply. Ask for further details.