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Better Banking for Bruins

Campus life is busy enough – your bank shouldn’t slow you down. Whether you're grabbing coffee between classes or splitting dinner with friends, Wescom Financial is the credit union that makes managing your money easy, fast, and stress-free. With student-friendly accounts, a top-rated mobile app, smart budgeting tools, and perks made just for UCLA students, we’re here to help you stay on top of your finances without missing a beat.

Visit our UCLA Campus Branch, open Monday through Friday from 10 a.m. to 5 p.m. and Saturdays from 10 a.m. to 4 p.m., conveniently located on the first floor of Ackerman Union. Let’s make banking one less thing to worry about — schedule your appointment today.




Get $2001 and the UCLA Debit Card

It Starts with a New Checking Account

UCLA students, faculty, staff, and alumni can earn up to $200 and get a new UCLA Debit Card for opening a new checking account. Here’s how:

Open a new Wescom checking account with a $100 deposit using code BRUINS

+

Make a purchase with your UCLA Debit Card or use Zelle® with Wescom
to send or receive funds two times each month, for three consecutive months

=

$200 BONUS!

Use code BRUINS and apply online or schedule an appointment at the Wescom UCLA Campus Branch located at the Ackerman Student Union.




Products Built for Bruins

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Bruin Edge Visa®

Bruin Edge Visa® Credit Card – the card that rewards your Bruin pride with 5% cash back8, no annual fee and no foreign transaction fees, and extra bonuses. This card built for Bruins in all stages of their financial journey.

Learn More

Technology Loan

UCLA students, faculty, staff, and alumni can purchase computers, software, and accessories from the UCLA Store or UCLAStore.com with a 0% interest Wescom Technology Loan.2

Learn More

Student Loan Options

Wherever you are in your higher education, get the money you need for school. Student loans from Wescom in partnership with Sallie Mae® could help! Sallie Mae® student loans are designed for the needs of all types of students.

Learn More

Financial Education

We offer free online financial education tools and complimentary workshops and seminars on topics such as budgeting and auto-buying. Our goal is to help all Bruins foster a healthy financial future by providing the tools and resources they need to make smart financial decisions.

Learn More

Banking Benefits for UCLA Students

Explore the Perks of Wescom Membership

  • No monthly checking account fee4
  • No Non-Sufficient Fund (NSF) fees
  • No minimum savings account balance fee
  • Get paid faster with access to Direct Deposit up to two days sooner than most banks5
  • Access to 30,000+ fee-free ATMs nationwide through Wescom and the CO-OPNetwork6
  • Top-rated mobile apps so you can bank from anywhere, anytime
  • And more!


Wescom is the Proud Sponsor of

Wescom Bruin Edge® Credit Card

The Only Card That Rewards Your Bruin Pride

Build your credit like a true Bruin—with a card that reps your pride and keeps up with your money moves, from ramen nights to graduation goals.

  • 0% intro APR on purchases and balance transfer for the first six months—after that a variable APR of 17.40% – 27.40% will apply7
  • No annual fee and no foreign transaction fees
  • Earn 5% cash back on select UCLA and Rose Bowl stadium purchases – plus 1.5% cash back on everything else8
  • Redeem points for rewards such as cash back, gift cards, and UCLA non-profit donations
  • Get a $500 cash back bonus when you make $2,500 in purchases with your new card within the first three months of account opening9

For rates, fees, and other cost information

Apply Now


Not a member yet? You can still apply for either credit card – then we’ll establish your membership during the application process by opening a savings Account and depositing $1 into that account on your behalf.10 The $1 into a Wescom Savings Account is a requirement of Wescom membership. Membership eligibility is required.

All loans and accounts are subject to approval. Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

1 $200 bonus offer is available to new members who are current UCLA students, faculty, staff and Alumni. Not applicable with any other offer. A "new Member” is defined as a person who has never been a primary owner of an account with Wescom. To quality for bonus, new member must: establish membership with Wescom using the promotional code “BRUINS” and open a new checking account with a minimum $100 deposit by 6/30/2026 ; and during their new member period either 1) utilize the Zelle® transfer service at least two times per month, for three consecutive months; OR 2) use their new UCLA Debit Card to make at least two point-of-sale transactions each month, for three consecutive months. The New member period is the first three full calendar months after the date of joining Wescom ranging from 90 to 120 days. The number of Zelle® and debit card point-of-sale transactions to qualify for bonus cannot be combined. Bonus will be deposited to the new member’s Wescom Checking Account the first week of the month after all qualifications have been met. Not valid with any other offer. Must be 18 years of age or older with a valid US Tax Identification Number. Bonuses may be subject to IRS reporting. Consult your tax advisor. Subject to change or end without notice. Terms and conditions apply. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

2 Wescom Technology Loan is not being offered or made by UCLA, but by Wescom Financial. APR (Annual Percentage Rate) is accurate as of 8/1/2025. Your monthly payment on a 24-month term with 0% APR would be $41.67 per $1,000 borrowed. Terms and conditions apply.

3 Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments and how much the student expects to earn in the future, before considering a private student loan.

Wescom has partnered with CU Student Choice to provide the Private Student Loan Program.

Wescom is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Information advertised valid as of 9/25/2025.

Sallie Mae Loans are made by Sallie Mae Bank.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Salle Mae Bank, are not sponsored by or agencies of the United States of America.

© 2025 Sallie Mae Bank. All rights reserved.

4 The paper statement fee is waived with eStatements, for Platinum Signature Members, Youth Accounts, Primary Account Holders age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

5 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.

6 Non-CO-OP Network or Non-Wescom ATM operators and institutions may charge an ATM usage fee.

7 APR (Annual Percentage Rate) is valid as of 2/1/2025 and subject to change without notice. The Introductory APR for purchases and balance transfers will apply to transactions posted to Your Account during the first six billing cycles following the opening of Your Account. On the first day of the month following six billing cycles, the APR will revert to a standard variable APR of 17.40% – 27.40% on all balances. The APR will vary with the Market based on the Prime Rate. Any existing balances on Wescom Central Credit Union loans or credit card accounts are not eligible for the Intro APR for balance transfers. Terms and conditions apply.

8 Cash back offer is available through the redemption of MyRewards Points. MyRewards is a free program that awards you 1.5 points for every dollar you spend on purchases. Select UCLA, ASUCLA, and Rose Bowl Stadium venue purchases may be eligible to earn 5 points per dollar spent at select merchants. Visit wescom.org/bruincardbenefits for a list of eligible merchants. MyRewards Points can be redeemed for cash back, gift cards, merchandise, travel, and other rewards, which may be changed without notice. Redemption values may vary. Balance transfers and cash advances do not earn MyRewards Points. Terms and conditions apply.

9 The one-time 50,000 Bonus Points offer (redeemable for $500 cash back) is earned when you spend $2,500 within the first 90 days, starting on the account opening date. Cash advances and balance transfers do not qualify for the $2,500 purchase amount, and activation date of card does not extend the 90-day eligibility period. Cash back offer is available through the redemption of MyRewards Points. Redemption values may vary. The Bonus Point offer is available for new Wescom cardholders who have not received a new cardholder bonus points offer from Wescom within the last 24 months. Existing cardholders are ineligible to receive this offer.

10 Upon loan approval, a Regular Savings Account with a $1 deposit will be opened and funded on your behalf to establish your Wescom Financial Membership. Terms and conditions apply.