We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.

This is a carousel with navigation items. Use the previous and next buttons to navigate.

Better Banking for Bruins – for Life

Better Banking for Bruins – for Life

Your Bruin Banking Benefits Start Here

  • Credit Cards – Low rates, rewards, and security features – including the Bruin Edge® Credit Card by Wescom Financial to really fuel your Bruin pride
  • Auto Loans – Competitive rates and flexible terms for new and used vehicles
  • Home Equity Line of Credit (HELOC) – Tap into your home’s equity for renovations or major purchases
  • Mortgage Loans – Financing options for buying or refinancing your home
  • Digital Banking – Top-rated mobile app, online banking, and bill pay
  • Checking & Savings Accounts – Easy access, digital tools, and member-focused benefits
  • Personal Loans – Quick access to funds for life’s unexpected expenses
  • Certificates & Money Market Accounts – Grow your savings with higher yields
  • Insurance Services1 – Auto, home, and life coverage through trusted partners
  • Investment & Retirement Planning2 – Guidance to help you plan for the future

Open an Account



Earn Rewards with the Bruin Edge® Credit Card

Get 5% Cash Back3 at the UCLA Store, on Tickets, and More

Show your UCLA pride while enjoying alumni benefits that make managing your money easy — from game-day tickets at the Rose Bowl Stadium to everyday purchases.

  • Earn 5% cash back on single and season ticket UCLA Athletics events, select UCLA and Rose Bowl Stadium purchases, and other ticket purchases — plus 1.5% cash back on everything else
  • 0% Intro APR4 on purchases and balance transfers for the first 6 months; after that, a variable APR of 17.40%–27.40% applies. The APR will vary with the Market based on the Prime Rate.
  • No annual fee and no foreign transaction fees*
  • Redeem points for cash back, gift cards, UCLA non-profit donations, and more
  • $500 cash back bonus5 when you spend $2,500 in the first three months

*For Credit Card rates, fees and other cost information

Apply Now


Not a member yet? No problem! You can still apply for the credit card. We’ll establish your membership during the application process by opening a savings account and depositing $1 on your behalf (a requirement for Wescom Financial membership). Membership eligibility required.

Get UCLA Benefits While Giving Back

Get UCLA Benefits While Giving Back

VIP Rose Bowl Stadium Access for UCLA Football Home Games

Show your UCLA pride at every UCLA Football home game! As a Bruin Edge® Credit Card holder, you’ll enjoy exclusive benefits:

  • Enter through Wescom Gate F at the Rose Bowl Stadium—just present your game tickets and your Bruin Edge® Credit Card for VIP access.
  • Unlock even more alumni perks, including priority access to UCLA football tickets, coach talks, concerts, and other unforgettable experiences.
Apply Now


Not a member yet? No problem! You can still apply for the credit card. We’ll establish your membership during the application process by opening a savings account and depositing $1 on your behalf (a requirement for Wescom Financial membership). Membership eligibility required.

Celebrate Bruin Pride with Cardholder of the Game

Celebrate Bruin Pride with Cardholder of the Game

Win Free UCLA Game Tickets6

As a Bruin Edge® Credit Card holder, you could score unforgettable benefits at a UCLA Football or Basketball home game!

Cardholders could win prizes such as:


  • Complimentary VIP tickets
  • VIP parking
  • Special recognition as Wescom’s Cardholder of the Game at the Rose Bowl or Pauley Pavilion Presented by Wescom Financial

Show your Bruin pride, enjoy exclusive perks, and make game day legendary!

Frequently Asked Questions

Q: Who can become a Wescom member?

A:If you’re a UCLA alumni, student, staff, or part of the Bruin community, you’re eligible to enjoy exclusive benefits with Wescom. Membership is simple—when you apply for a Bruin Edge® Credit Card or open a free checking account7, we’ll establish your membership by opening a savings account for you. Plus, enjoy perks like early direct deposit8, and access to UCLA-themed rewards.

Q: How do I win free UCLA football or basketball tickets?

A: Bruins with a Bruin Edge Credit Card are invited via email to enter for a chance to win VIP tickets, parking, and special recognition as Cardholder of the Game at a UCLA Football or Basketball home games. Show your Bruin pride at the Rose Bowl and Pauley Pavilion presented by Wescom Financial while enjoying exclusive alumni benefits!


Disclosures

Insured by NCUA

NMLS# 999430

Membership eligibility required. All loans and accounts are subject to approval. $1 deposit to a Regular Savings Account is required. Terms and conditions apply.

*For credit card rates, fees and other cost information

1Insurance services offered through Wescom Financial, CA Ins License #0D64850. Terms and restrictions apply. 

2Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wescom Central Credit Union and Wescom Financial Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Wescom Financial Wealth Management, and may also be employees of Wescom Central Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wescom Central Credit Union or Wescom Financial Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency
Not Credit Union
Guaranteed
Not Credit Union
Deposits or Obligations
May Lose
Value

3Cash back offer is available through the redemption of MyRewards Points. MyRewards is a free program that awards you 1.5 points for every dollar you spend on purchases. Select UCLA, ASUCLA, and Rose Bowl Stadium venue purchases may be eligible to earn 5 points per dollar spent at select merchants. Visit wescom.org/bruincardbenefits for a list of eligible merchants. MyRewards Points can be redeemed for cash back, gift cards, merchandise, travel, and other rewards, which may be changed without notice. Redemption values may vary. Balance transfers and cash advances do not earn MyRewards Points. Terms and conditions apply.

4APR (Annual Percentage Rate) is valid as of 2/1/2026 and subject to change without notice. APR may vary based on credit qualifications. The 0% Introductory APR for purchases and balance transfers will apply to transactions posted to Your Account during the first six billing cycles following the opening of Your Account. On the first day of the month following six billing cycles, the APR will revert to a standard variable APR of 16.65% - 26.65% on all balances. The APR will vary with the Market based on the Prime Rate. A balance transfer fee of either $2 or 2% of the amount of each transfer, whichever is greater, will apply to balance transfers after the introductory period. Any existing balances on Wescom Central Credit Union loans or credit card accounts are not eligible for the Intro APR for balance transfers. Terms and conditions apply.

5The one-time 50,000 Bonus Points offer (redeemable for $500 cash back) is earned when you spend $2,500 within the first 90 days, starting on the account opening date. Cash advances and balance transfers do not qualify for the $2,500 purchase amount, and activation date of card does not extend the 90-day eligibility period. Cash back offer is available through the redemption of MyRewards Points. Redemption values may vary. The Bonus Point offer is available for new Wescom cardholders who have not received a new cardholder bonus points offer from Wescom within the last 24 months. Existing cardholders are ineligible to receive this offer.

6NO PURCHASE NECESSARY to enter or win. Official sweepstakes rules apply.

7The paper statement fee is waived with eStatements, for Platinum Signature Members, Youth Accounts, Primary Account Holders age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

8Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.