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0% introductory APR3 for the first 6 months, after that a variable APR of 15.15% - 25.15% will apply. The APR will vary with the Market based on the Prime Rate.
1.5% cash back everywhere Visa is accepted1
Add to mobile wallet for immediate use with Google Pay™ and Apple Pay®
Get 0% Intro APR3 on purchases and balance transfers for the first six months – after that a variable APR of 15.15% - 25.15% will apply. The APR will vary with the Market based on the Prime Rate. Plus, no annual fee, no foreign transaction fee, and no balance transfer fee!**
**For rates, fees, and other cost information.
Membership eligibility required. All loans and accounts are subject to approval. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA.
1 Cash back offer is available through the redemption of MyRewards Points. MyRewards is a free program that awards you 1.5 points for every dollar you spend on purchases. MyRewards Points can be redeemed for cash back, gift cards, merchandise, travel, and other rewards, which may be changed without notice. Redemption values may vary. Balance transfers and cash advances do not earn MyRewards Points. Terms and conditions apply.
2 The $300 Cash Bonus is available to the New Wescom Members that open a new Checking Account and/or open a new MyRewards Visa card. The following conditions must be met to obtain a full/partial Bonus:
3 APR (Annual Percentage Rate) is valid as of 12/01/2025 and subject to change without notice. APR may vary based on credit qualifications. The Introductory introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first six billing cycles following the opening of your account. On the first day of the month following six billing cycles, the APR will revert to a standard variable the prevailing non-introductory APR of 14.90% - 24.90% on all balances. The APR will vary with the Market based on the Prime Rate. A balance transfer fee of either $2 or 2% of the amount of each transfer, whichever is greater, will apply to balance transfers after the introductory period. Any existing balances on Wescom Central Credit Union loans or credit card accounts are not eligible for the Intro APR for balance transfers. Terms and conditions apply. For rates, fees, and other cost information.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries and regions.
Google Pay, Google Wallet and the Google Play logo are trademarks of Google LLC.