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Certificates

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Retirement Accounts

Savings Certificates

Save and earn more money over time with a Wescom Certificate Account that provides a stable, locked rate.
Take the benefits of your Certificate Account a step further as a Signature Member.

Savings Certificates

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Minimum to Open $500.00

College Saver Certificate

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36-Month Term 0.70% APY*

Certificate Rates

All rates are as of January 12, 2021 and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates. Member Signature Member Platinum Signature Member
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Div. Rate APY*
3-Month (90 to 179 days)
0.10%
0.10%
6-Month (180 to 364 days)
0.15%
0.15%
12-Month (12 to 17 months)
0.20%
0.20%
18-Month (18 to 23 months)
0.30%
0.30%
24-Month (24 to 35 months)
0.50%
0.50%
36-Month Certificate
0.60%
0.60%
48-Month (48 to 59 months)
0.75%
0.75%
60-Month (60 months)
0.85%
0.85%
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Div. Rate APY*
3-Month (90 to 179 days)
0.15%
0.15%
6-Month (180 to 364 days)
0.20%
0.20%
12-Month (12 to 17 months)
0.25%
0.25%
18-Month (18 to 23 months)
0.35%
0.35%
24-Month (24 to 35 months)
0.55%
0.55%
36-Month (36 to 47 months)
0.65%
0.65%
48-Month (48 to 59 months)
0.80%
0.80%
60-Month (60 months)
0.90%
0.90%
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Div. Rate APY*
3-Month (90 to 179 days)
0.20%
0.20%
6-Month (180 to 364 days)
0.25%
0.25%
12-Month (12 to 17 months)
0.30%
0.30%
18-Month (18 to 23 months)
0.40%
0.40%
24-Month (24 to 35 months)
0.60%
0.60%
36-Month (36 to 47 months)
0.70%
0.70%
48-Month (48 to 59 months)
0.85%
0.85%
60-Month (60 months)
0.95%
0.95%
Min Balance Div. Rate APY*
36-month College Saver
$250.00
0.70%
0.70%

A Notch Above

Wescom 0.70% APY*
36-Month Certificate
Wells Fargo 0.50% APY*
Bank of America 0.35% APY*
Union Bank 0.25% APY*

*APY = Annual Percentage Yield

Annual Percentage Yields shown were obtained by an independent survey on 3/11/20.

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Account Alerts
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ATM Access

Online Banking

Tap into free online banking and engage with all of our mobile banking tools on eBranch.

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.

Chat

Connect with a Wescom Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).


Account Alerts

Our selection of Account Alerts can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to eBranch and select Account Alerts from the menu. The Wescom Mobile Apps also offer push notifications.


ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!


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