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Certificates

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Enjoy high-yield returns with a Wescom Certificate Account.
Plus, Wescom Signature Members enjoy additional bonus on Certificate Accounts.

Savings To Smile About

We’re offering a Certificate that will have you smiling from ear to ear!

Earn 5.25% APY* with a 5-Month Let's Smile Certificate with a minimum deposit of $500

Benefits of a Wescom Certificate Account:

  • Low opening deposit of $500
  • Guaranteed return on assets
  • Earn one Signature Relationship Point toward Signature Membership

Open a Certificate

Certificate Rates

All rates are as of and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.37% 2.40%
6-Month (180 to 364 days) 3.34% 3.40%
12-Month (12 to 17 months) 3.83% 3.90%
18-Month (18 to 23 months) 3.92% 4.00%
24-Month (24 to 35 months) 4.02% 4.10%
36-Month (36 to 47 months) 4.11% 4.20%
48-Month (48 to 59 months) 4.21% 4.30%
60-Month (60 months) 4.31% 4.40%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.42% 2.45%
6-Month (180 to 364 days) 3.39% 3.45%
12-Month (12 to 17 months) 3.87% 3.95%
18-Month (18 to 23 months) 3.97% 4.05%
24-Month (24 to 35 months) 4.07% 4.15%
36-Month (36 to 47 months) 4.16% 4.25%
48-Month (48 to 59 months) 4.26% 4.35%
60-Month (60 months) 4.35% 4.45%
Open Now
Div. Rate APY*
3-Month (90 to 179 days) 2.47% 2.50%
6-Month (180 to 364 days) 3.44% 3.50%
12-Month (12 to 17 months) 3.92% 4.00%
18-Month (18 to 23 months) 4.02% 4.10%
24-Month (24 to 35 months) 4.11% 4.20%
36-Month (36 to 47 months) 4.21% 4.30%
48-Month (48 to 59 months) 4.31% 4.40%
60-Month (60 months) 4.40% 4.50%
Min Balance Div. Rate APY*
36-month College Saver $250.00 4.21% 4.30%

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

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Calculate Your Savings at Maturity

Calculate Your Savings at Maturity

Certificate savings calculations are provided by a third-party for illustrative purposes only and may vary from actual dividends earned upon Certificate maturity. Contact us for more information.

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Disclosures  

* APY (Annual Percentage Yield) is accurate as of 02/28/2024 and subject to change without notice. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Membership eligibility required. A $1 deposit to a Wescom Savings Account is required. All accounts are subject to approval. Terms and conditions apply.   


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