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Bump Your Rate,
Boost Your Smile

4.75% APY* 12-Month
Bump-Up Certificate

*APY=Annual Percentage Yield.

Open a Certificate Schedule an Appointment

Enjoy a One-Time Rate Bump

Boost your smile with a 12-Month Bump-Up Certificate to help you save until October 31, 2023!


Benefits of Bump-Up Certificate


  • Open with a limited-time, great rate and minimum $500 deposit
  • Enjoy a one-time rate bump during your term if the rates increase
  • Earn one Relationship Point toward Signature Membership†


Open a Certificate

* APY=Annual Percentage Yield. Rates are accurate as of 8/25/23 and are subject to change or end without notice. Offer ends October 31, 2023. The APY assumes dividends remain on deposit until maturity. Minimum balance to obtain APY is $500.00 with no maximum for certificates opened in branch and a $250,000 maximum deposit for certificates opened in Online Banking or the Wescom Mobile App when funding from an external source (another financial institution). Minimum opening deposit to obtain APY is $500.00. During the term of this “Bump Up” Certificate, the Certificate owner may elect for one (1) rate increase to the current rate being paid on a new Certificate for the same term. The new rate is then earned from the date of the rate change to original maturity date. The rate increase does not extend or change the original certificate maturity date. A penalty may be imposed for early withdrawal. If members choose not to withdraw after the 12-Month Bump-Up certificate matures, it will roll over to a regular 12-Month Certificate at the rate offered at that time. Fees or other conditions could reduce earnings. Signature Membership bonus does not apply.

† Members with existing Certificate Accounts do not earn an additional Relationship Point.

Insured by NCUA

Helping Southern Californians

Build Better Lives

Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Anyone in SoCal can open an account and experience better banking. See how Wescom compares to other banks to help you save.

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Savings Certificates

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Minimum to Open $500.00
Minimum to Open $500.00

College Saver Certificate

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36-Month Term 3.50% APY*
36-Month Term 3.50% APY*

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

Certificate Rates

All rates are as of and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Member Signature Member Platinum Signature Member
Open Now
Div. Rate APY*
12-Month Bump-Up Certificate 4.64% 4.75%
3-Month (90 to 179 days) 3.34% 3.40%
6-Month (180 to 364 days) 4.07% 4.15%
12-Month (12 to 17 months) 3.83% 3.90%
18-Month (18 to 23 months) 3.83% 3.90%
24-Month (24 to 35 months) 3.34% 3.40%
36-Month (36 to 47 months) 3.34% 3.40%
48-Month (48 to 59 months) 3.34% 3.40%
60-Month (60 months) 3.83% 3.90%
Open Now
Div. Rate APY*
12-Month Bump-Up Certificate 4.64% 4.75%
3-Month (90 to 179 days) 3.39% 3.45%
6-Month (180 to 364 days) 4.11% 4.20%
12-Month (12 to 17 months) 3.87% 3.95%
18-Month (18 to 23 months) 3.87% 3.95%
24-Month (24 to 35 months) 3.39% 3.45%
36-Month (36 to 47 months) 3.39% 3.45%
48-Month (48 to 59 months) 3.39% 3.45%
60-Month (60 months) 3.87% 3.95%
Open Now
Div. Rate APY*
12-Month Bump-Up Certificate 4.64% 4.75%
3-Month (90 to 179 days) 3.44% 3.50%
6-Month (180 to 364 days) 4.16% 4.25%
12-Month (12 to 17 months) 3.92% 4.00%
18-Month (18 to 23 months) 3.92% 4.00%
24-Month (24 to 35 months) 3.44% 3.50%
36-Month (36 to 47 months) 3.44% 3.50%
48-Month (48 to 59 months) 3.44% 3.50%
60-Month (60 months) 3.92% 4.00%
Min Balance Div. Rate APY*
36-month College Saver $250.00 3.44% 3.50%

*APY=Annual Percentage Yield. Certain conditions and restrictions apply.

A Notch Above

Wescom 3.40% APY*
36-Month Certificate
CitiBank 2.50% APY*
Wells Fargo 1.50% APY*
Bank of America 0.03% APY*

* APY = Annual Percentage Yield

Annual Percentage Yield as of 09/06/2023 and is subject to change without notice. Other Financial Institution rates obtained by an independent survey on 08/25/23.

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Features & Benefits

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Online Banking
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Mobile Banking
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Chat
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Account Alerts
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ATM Access

Online Banking

Tap into free online banking and engage with all of our mobile banking tools in Online Banking.

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.

Chat

Connect with a Wescom Member Service Representative via SMS messaging or please contact us at 1-888-4WESCOM (1-888-493-7266).


Account Alerts

Our selection of Account Alerts can help you keep track of your finances by notifying you via text message or email about activity on your account or Visa® Credit Card.

To set up a new alert or modify your existing alerts, login to Online Banking and select Account Alerts from the menu. The Wescom Mobile Apps also offer push notifications.


ATM Access

Rely on us to be there when it counts. Find us at any one of our 30,000+ ATMs nationwide. That’s more than most banks!


Disclosure


* APY=Annual Percentage Yield. Rates are accurate as of 8/25/23 and are subject to change or end without notice. Offer ends October 31, 2023. The APY assumes dividends remain on deposit until maturity. Minimum balance to obtain APY is $500.00 with no maximum for certificates opened in branch and a $250,000 maximum deposit for certificates opened in Online Banking or the Wescom Mobile App when funding from an external source (another financial institution). Minimum opening deposit to obtain APY is $500.00. During the term of this “Bump Up” Certificate, the Certificate owner may elect for one (1) rate increase to the current rate being paid on a new Certificate for the same term. The new rate is then earned from the date of the rate change to original maturity date. The rate increase does not extend or change the original certificate maturity date. A penalty may be imposed for early withdrawal. If members choose not to withdraw after the 12-Month Bump-Up certificate matures, it will roll over to a regular 12-Month Certificate at the rate offered at that time. Fees or other conditions could reduce earnings. Signature Membership bonus does not apply.

† Members with existing Certificate Accounts do not earn an additional Relationship Point.

Insured by NCUA

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