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About Us
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It's easy. Just log on to Online Banking and apply online now. If you prefer, you can complete an application by calling 1-888-4WESCOM (1-888-493-7266), or by visiting one of our branches.
Not a Member yet?
Get $200 and Free Checking!
Wescom offers better banking for Californians just like you! We’re like a bank, but better. Enjoy a free Checking Account, no Non-Sufficient Funds (NSF) fees, a top-rated mobile app, access to your direct deposit up to two days early, branches throughout Southern and Central California, investment, insurance services, and so much more! Plus, for a limited time, earn a $200 cash bonus!1
Here’s How it Works
AND
2. Set up a minimum $500 Direct Deposit for two consecutive months within your new member period.= $200 BONUS!
Open An Account Today!
- Free Checking2
- Direct deposit two-days sooner than most banks3
- No Minimum Savings Fees4
- Access to 30,000+ fee-free ATMs nationwide through Wescom and the CO-OP™ Network5
- Free online and mobile banking so you can bank from anywhere, anytime
- And more!
Bank Anywhere, Anytime With the Top-Rated Wescom Mobile Banking App
View balances, add your Wescom card to your mobile wallet, find your nearest branch or ATM, send money to people you know and trust through Zelle® , and more in the Wescom Mobile Banking App.
Youth Accounts, Too!
Preparing the next generation for independent money management has never been easier. Our Youth Banking (ages 0-12) and Youth Banking Plus (ages 13-17) accounts offer unique features to help kids and teens build money skills and save for the future.
Enjoy Full-Service Banking. Earn Fee Waivers.
Earn Relationship Points for managing, borrowing, saving, and investing money with Wescom. You’ll become a Signature Member after earning five relationships points and enjoy fee waivers on popular services, APY bonus, APR discounts and more.
Building Better Lives for Californians
Wescom Credit Union has been dedicated to helping members throughout California build better lives since 1934. Now with 29 branches, robust online and mobile banking, and 30,000+ fee-free ATMs nationwide through the CO-OP™ Network, we provide essential banking solutions to more than 200,000 members.
As a non-profit financial cooperative, our members are our owners. This means that as a Wescom member-owner, you get benefits such as lower loan rates, higher savings yields, reduced fees, and a strong network of branches and ATMs.
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1 $200 cash bonus offer is available to new Wescom members when opening their first Wescom Checking Account using the promotional code WELCOME by 12/31/2025. A "new member” is defined as a person who has never been a primary owner of an account with Wescom. New member must also set up direct deposit with Wescom and make a minimum $500 direct deposit into their Wescom Account for two consecutive months during their New Member Period (the first three full calendar months after the date of joining Wescom ranging from 90 to 120 days). Bonus will be deposited to the new member’s Wescom Checking Account the first week of the month after all qualifications have been met. Must be 18 years of age or older with a valid US Tax Identification Number. Bonuses may be subject to IRS reporting. Consult your tax advisor. Not valid with any other offer. Subject to change or end without notice. Terms and conditions apply.
2 The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).
3Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.
4 A $3.00 Excessive Withdrawal Fee may be charged to your Savings Account for each withdrawal or transfer in excess of four (4) within a calendar quarter.
5 Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee.
Insured by NCUA. Membership eligibility required. Terms and Conditions apply. All accounts subject to approval.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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