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Auto Loans

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Auto Loans

Whether it’s buying or refinancing vehicles, let Wescom take care of your auto needs. We’ll help
put you behind the wheel!



Features

Model Years 2018 & Newer Rates as Low as
Rate 2.53% APR*
Model Years 2013–2017 Rates as Low as
Rate 2.78% APR*
Term
Rate Up to 7 years**
Discounts
Rate 0.50% APR
GAP*** (Optional)
Rate $425.00
Model Years 2018 & Newer Rates as Low as 2.53% APR*
Model Years 2013–2017 Rates as Low as 2.78% APR*
Term Up to 7 years**
Discounts 0.50% APR
insuring your car with Wescom*
GAP*** (Optional) $425.00
Apply Now

Wescom Auto Loans

Term In Months** APR* as low as Monthly Payment Loan Amount
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 60 2.53% $444.03 $25,000
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 72 2.78% $377.41 $25,000
2018 or Newer Model Year Vehicles Up to 125% MSRP or KRBB 84 3.28% $333.52 $25,000

Term In Months** APR* as low as Monthly Payment Loan Amount
2013–2017 Model Year Vehicles Up to 125% KRBB 60 2.78% $446.80 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 72 3.03% $380.20 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 84 3.53% $336.36 $25,000
Apply Now

Term In Months** APR* as low as Monthly Payment Loan Amount
2013–2017 Model Year Vehicles Up to 125% KRBB 60 2.78% $446.80 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 72 3.03% $380.20 $25,000
2013–2017 Model Year Vehicles Up to 125% KRBB 84 3.53% $336.36 $25,000

Features & Benefits

 

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Autoland Concierge Service
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FICO® Score
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Guaranteed Asset Protection
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Insurance
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Major Mechanical Protection
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Mobile Banking
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Online Banking
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TRUECAR

Autoland Concierge Service

Through Autoland, meet with a personal consultant to select, purchase and finance your vehicle.

Wescom is not affiliated with Autoland or TRUECar.

Autoland

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FICO® Score

Check your monthly credit score with FICO® Score in Online Banking for free with a Wescom Loan.

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP)* from Wescom offers you additional protection if your vehicle is deemed a total loss due to accident or theft. GAP helps cover the difference between the actual cash value of your vehicle and your loan balance.

*Guaranteed Asset Protection and Major Mechanical Protection are considered insurance coverage in some states.


Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more


Major Mechanical Protection

Major Mechanical Protection (MMP)* from Wescom can help protect your vehicle from the costly repairs and associated expenses that an unexpected breakdown can bring.

*The purchase of MMP is voluntary and cannot be required as a condition of the loan. The information listed above is not a contract/policy. It only provides a general summary of available plan options. Be sure to read your specific contract/policy, as all benefits are subject to the terms and conditions of that contract policy.


Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


Online Banking

Tap into free online banking and engage with all of our mobile banking tools in Online Banking.

TrueCar

Find the car you want, the way you want, with TrueCar.

Wescom is not affiliated with Autoland or TRUECar.

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Auto Loan Transfer

 

PRE-APPROVED BENEFIT

Transfer or refinance to lower the payment on your auto loan — all straight from your Apple® or Android mobile device. Loan Transfer allows you to take advantage of your Pre-Approved Auto Loan offers by helping you save time, save money by potentially lowering your monthly payment, save time, and save on banking by earning Signature Relationship Points to unlock added Signature Membership savings and benefits.*

Here’s how it works:

Step One: Start with your current auto loan documentation including your current loan statement, Vehicle Registration, Proof of Insurance, and the current mileage on your vehicle.

Step Two: Use the Document Capture feature to snap a picture of your current auto loan documentation.

Step Three: Fill in the requested information and submit. We'll do the rest.

Download App

*Used service in the past calendar month.

Signature Membership terms and conditions apply.

Can We Help You Find Something?

Calculate A Vehicle Payment

Compare Monthly Payment By Term

Compare Two Vehicle Loans

Purchase Or Lease A Vehicle?

Low Rate Or Cash Back?

Vehicle Affordability By Loan Term

Gas Mileage Savings With A Fuel Efficient Vehicle

Disclosures

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA.

*All Annual Percentage Rates (APRs) shown above are for qualified borrowers and include a 0.50% discount for Wescom automobile insurance policyholders. Some restrictions may apply. Loan approval subject to credit and income evaluation. Rates subject to change without notice.

**Maximum term based on various factors included amount financed. Up to 125% Manufacturers Suggested Retail Price (2022-2023 and 2021 model year vehicles with 7,500 miles or less) or Kelly Retail Blue Book.

***Guaranteed Asset Protection is considered insurance coverage in some states. The purchase of GAP is voluntary and cannot be required as a condition of the loan.

Up to 125% Manufacturers Suggested Retail Price (MSRP) for new vehicles or Kelley Retail Blue Book (KRBB) value for used vehicles. New vehicles are 2022 – 2023 model year vehicles (regardless of mileage) and 2021 model year vehicles with 7,500 miles or less. Used vehicles are 2013 – 2020 and 2021 model year vehicles with more than 7,500 miles. Maximum mileage allowed is 150,000 miles on all vehicles.

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Savings and Discounts

You can count on these savings when it comes to your Wescom Auto Loan:

  • Up to a 7-year term†† on new and used cars, to help keep payments as low as possible
  • Up to 125% financing on new and used cars, including tax, license, and extended warranty
  • No payments for up to 90 days***

Plus, your rate includes these discounts you just can’t get at the bank:

  • 0.50% APR discount for insuring your new vehicle with Wescom

†† Maximum term based on various factors including amount financed.
*** The no payment for up to 90 days option is available for qualified borrowers and for loan terms up to 72 months only. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if repayments began earlier.


Access to FICO Score

Check your monthly credit score with FICO® Score in eBranch.
Just one of the many benefits of being a Wescom Signature Member.

Bank Anywhere, Anytime With the Wescom Mobile Banking App

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Wescom Auto Loans

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