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Wescom Financial Offers Emergency Loan Assistance

As a Credit Union founded upon the principle of “people-helping-people,” we’re committed to helping our members when they need it most.

Emergency Relief Loan

To help alleviate the financial burden for those impacted by the U.S. government shutdown, Wescom Financial is offering Emergency Loan Assistance options.

  • Personal loan up to $5,000
  • No payment and no interest due for the first 90 days1
  • After the first 90 days, the loan will have a fixed interest rate of 5.90% APR for the remainder of the loan term2
  • Most recent paystub is required

To take advantage of these options, call 1-888-4WESCOM (1-888-493-7266), ext. 1240.

Schedule an Appointment

Must be a member in good standing to qualify. All loans are subject to approval. Terms and conditions apply. Contact Wescom for details.

Loan Deferment

To help alleviate the financial burden for those impacted by the U.S. government shutdown, Wescom Financial is offering payment deferral options for members.

  • Up to three months of payment deferments on existing consumer loans and credit cards2
  • Deferment offered on an existing Wescom mortgage, including Home Equity Lines of Credit (HELOC), for up to one month.3
  • Proof of employment with a government agency and documentation of the shutdown or furlough is required.

To take advantage of these options, call 1-888-4WESCOM (1-888-493-7266), ext. 5100.


Schedule an Appointment

Must be a member in good standing to qualify. Loan deferments are subject to approval. Terms and conditions apply, contact Wescom for details.

Quick Assist Loan

To help cover unexpected expenses, members can apply for a Quick Assist Loan at any time during the year – whereas an emergency loan is only offered to those who have been impacted by natural disasters.

  • Borrow up to $800 per loan1
  • No lengthy application process
  • Flexible repayment terms of up to six (6) months4
  • No interest charges (0% APR)
  • One-time application fee
  • Loan payments will be reported to credit bureaus

A Wescom Quick Assist Loan is available to members ages 18 and up who are enrolled in direct deposit with Wescom.5

Call 1-888-4WESCOM (1-888-493-7266), or visit any one of our branches to apply today.

Financial Safety and Soundness

We believe that where you bank matters. As a member-owner, know that your funds are safe and secure at Wescom. The National Credit Union Administration (NCUA) will continue to insure deposits to at least $250,000, and in some cases more.

Learn More

APR (Annual Percentage Rate) is accurate as of 10/01/2025. Rate promotion and loan program are subject to change or end without notice. Must be a Wescom member in good standing to qualify. All loans are subject to approval. Terms and conditions apply. Contact Wescom Financial for details.

1 No payments and no interest accrued for up to 90 days is available for qualified borrowers. Finance charges will begin to accrue on any existing loan balance on the 91st day after funding. Terms and conditions apply.

2 For loan amounts $2,501 – $5,000: At an APR of 5.90% your monthly payment on a 57-month term would be $20.16 per $1,000.00 borrowed. For loan amounts up to $2,500: At an APR of 5.90% your monthly payment on a 33-month term would be $32.90 per $1000.00 borrowed.

3 Finance charges will continue to accrue at the rate provided in the original loan agreement during and after the time that the scheduled payments are deferred and may result in higher total finance charges on the loan. Deferring a payment may extend the term of your loan. Subject to approval. Terms and conditions apply. Contact Wescom for details.

Insured by NCUA.