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Through the NCUA, your Checking, Savings, and Certificate Accounts are insured to at least $250,000. In addition, certain retirement accounts, such as IRAs and Keoghs, are insured separately up to $250,000.
Insurance provided by the NCUSIF is similar to the insurance provided by banks through the Federal Deposit Insurance Corporation (FDIC). Your Savings, Checking, and Certificate accounts are insured up to $250,000 — just like FDIC coverage. And like FDIC coverage, NCUSIF insurance is backed by the full faith and credit of the United States government.
Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
All credit unions insured by the NCUSIF must meet high standards of safety and soundness. Wescom holds itself to even higher standards than the NCUSIF requires. With assets more than $3.5 billion, we are one of the most well-capitalized credit unions in the country. When you deposit funds in a Wescom account, you can rest assured that your money will be there for you when you need it.