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Wescom Credit Union Rates

Home Equity Rates

All rates are as of Nov 23, 2020 and are subject to change without notice. Certain conditions and restrictions may apply. Please call 1-888-4WESCOM (1-888-493-7266) for details and current rates.

Home Equity Lines of Credit

Loan Variable APR* MaxRate Credit Line
Traditional Equity Line
(up to 80% financing)
Starting from 3.250% 17.900% $15,000 - $500,0001

* APR=Annual Percentage Rate. Rate does not include a 0.125% discount for automatic payment from your Wescom checking account, subject to minimum rate of 3.00%.

Processing Fee of $695 will apply in the event the Line/Loan is closed within 3 years.

$75 annual fee on our Equity Line is waived the first year. An Equity Line of Credit is secured by your Primary Residence. Call for more details.

1Loan amounts up to $500,000 available at reduced loan-to-value on primary residences only.

Call us at 1-888-4WESCOM (1-888-493-7266) ext.5525 for complete information or e-mail us at

To qualify for the 1.99% APR introductory rate, you must not have had a Wescom HELOC or Home Equity Loan within the last six months. The introductory rate is only available for primary residences. Maximum CLTV is 80%

Rates subject to change without notice.