Opt-in for Check Card Overdraft Protection and avoid declined Check Card transactions.
Avoid having your Check Card transaction declined with the convenience of Check Card Overdraft Protection. When you opt-in for Check Card Overdraft Protection, we may approve your everyday check card transactions even when you don't have the money in your account.
Sometimes funds you deposit into your Checking Account are not immediately available. Check Card Overdraft Protection enables us to authorize and pay your check card transactions when this happens.
A federal regulation requires checking account holders to opt in or actively agree to Check Card Overdraft Protection before we can provide this service. If you don't tell us you want this protection, we must deny check card debit transactions when you don't have enough funds in your account.
If you want us to authorize and pay overdrafts on everyday check card transactions you can opt in to coverage several easy ways:
Wescom provides you with various electronic tools to keep tabs on your account and avoid overdrafts. Just click on the links below to learn more about these options:
For additional information on Wescom Check Card Overdraft Protection, please refer to the Questions and Answers.