Wescom members can deposit checks using their iPhone, iPad, or Android through SnapDeposit. SnapDeposit is a free feature available through Wescom’s iOS Application and Google's Android operating system.
SnapDeposit is available to Platinum Signature Members and Signature Members in good standing. Learn how to become a Signature Member.
Yes. We use SSL encryption to communicate securely with our services, as well as state-of-the-art security measures to protect your personal information and account(s).
You must have the Wescom iOS App version 2.3 or higher or an Android phone operating on Google's Android operating system version 2.4.1 or higher.
Yes. SnapDeposit is available on Android phones operating on version 2.4.1 or higher.
Click here for a list of Android devices and their test results.
Not at this time.
Yes, SnapDeposit is available to most Wescom members whose accounts are in good standing.
Yes. You will be asked to accept the terms of agreement the first time you use SnapDeposit.
Yes. Wescom reserves the right to revoke access to SnapDeposit without prior notification.
You can use SnapDeposit to deposit funds to your Savings, Checking, and Money Market accounts.
You should only use SnapDeposit for domestic checks not drawn on your own account. Checks must be made payable to an owner of the share and must have an endorsement on the back. Checks will not be accepted if they are incomplete, post-dated or stale-dated, made payable to a third party, or stamped with a “non-negotiable” watermark. Be sure your checks have no evidence of alteration or contain a restrictive endorsement. Savings Bonds are not eligible for SnapDeposit.
Yes. If you don't endorse the back of the check, your SnapDeposit will not go through. Your endorsement should include your signature and the account number to which you are making the deposit, including the share ID.
You may transfer funds via eBranch or mobile.
Not at this time.
Write "SnapDeposit" below your endorsement on the back of the check. This will help you easily identify checks that you have already deposited. Retain the check in a safe place for seven days and then it should be destroyed. This is a completely electronic process and you don't need to mail the physical check to Wescom.
Review the Troubleshooting Tips to assist with using the application. If you need further assistance, contact us at eBranch@wescom.org or call 1-888-4WESCOM (1-888-493-7266) to speak to a Member Service Representative.
A notification will be sent to your email address on file when the deposit is made to your account.
Generally, deposits are made available for use immediately. However, in some cases a hold may apply. Refer to the "All About Your Accounts Agreement" for funds availability information.
Your deposit limit is based on a 30-day rolling limit. Your current remaining limit will be displayed when you access SnapDeposit from your Wescom Mobile App. Assigned limits may change without prior notification.
Generally, deposits are made available for use immediately. However, in some cases a hold may apply. Refer to the "All About Your Accounts Agreement" for funds availability information. You will receive an email notification of a hold placed on funds deposited through SnapDeposit.
In some cases your SnapDeposit will be held for review and not immediately posted to your share. During the SnapDeposit session, you will be notified if your deposit was immediately posted or held for review. The review process should take no longer than one business day. Once the SnapDeposit has been reviewed, you will receive an email notification that the funds are in your account, or that the deposit was rejected, adjusted, or placed on hold.
SnapDeposits may take up to one business day to post to your account. Wescom hold policies apply. Please refer to the About Your Credit Union Accounts disclosure for information on Wescom's funds availability policy. You will be notified by email if your SnapDeposit has been accepted, rejected, or placed on hold.
For complete details, click here.