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Wescom MyRewards Points Program

A Superior Credit Card Rewards Program

MyRewards: more value, more freedom, more control.

Wescom Visa cardholders will earn one MyRewards Point for every dollar charged with a Wescom Visa Card . The MyRewards Program charges no annual fee — it’s a free service for members in good standing who hold a Wescom Visa Credit Card.

Redeem MyRewards Points for Cash

When you redeem MyRewards Points for cash, the cash is deposited directly to the Wescom account of your choice. You can get up to $500 per year! Plus, Platinum Signature Members get a 10 percent discount when redeeming points! Find out how to build Signature Relationships and become a Platinum Signature Member to start enjoying the added perks and benefits.

Wide Selection of Gift Cards

All MyRewards Points redemptions will be in the form of gift cards and you can start redeeming your points with as little as 1,200 points. Choose gift cards for major retailers including Wal-Mart, Target, and Macy’s. Or select gift cards good at popular restaurants such as The Cheesecake Factory, TGI Friday’s, and California Pizza Kitchen. Other options include gift cards good for movie tickets, groceries, and gasoline. Visa Gift Cards are also available. View all Gift Card selections.

High-Usage Bonus

The more you use your Platinum Visa, the more rewards you get. Make at least 10 Platinum Visa transactions per month, or 120 in a calendar year, and receive extra perks. The High-Usage Bonus includes:

Charitable Option

If you would like to contribute your MyRewards Points to a charity, you have the option to contribute them to WeCare, Wescom’s employee-run charitable organization. WeCare donates to deserving area charities on a regular basis. Contributions must be made in increments of 1,000, with a 1,000-point minimum. The selected charity will receive $5.00 for every 1,000 donated MyRewards points.

Additionally, you can manage and redeem your points on eBranch. Redeeming MyRewards is easy and quick. After logging on to eBranch simply click on “Gift Cards” in the left-hand menu and browse through your gift card options. Make a selection and proceed to submit your order. Gift card orders with a value of $100 or more will be sent by certified mail.

Terms and Conditions: Gift cards are non-refundable and they are not replaceable if lost or stolen. For information about participating merchants, call Wescom Credit Union at 1-888-4WESCOM (1-888-493-7266). When you place an order online, your points will be withdrawn from your MyRewards Points balance or your designated Wescom account. Please print the order confirmation screen in case you have any questions about your order at a later date. Wescom is not responsible if a merchant ceases to accept a gift card or if they go out of business after the card is purchased. Variety of cards offered is subject to change. Only Wescom members can purchase gift cards through eBranch.

All cash transactions including ATM withdrawals, balance transfers, and cash advances do not accrue MyRewards Points. Your credit card account must be open and in good standing to earn or redeem points under the Program.

To receive the high-usage bonus you must complete at least ten Visa transactions a month or 120 transactions in a calendar year. Members who qualify for the high-usage bonus will receive the option to convert points to cash. Every 1,000 MyRewards points can be converted to $5.00. You’ll qualify for high-usage eligibility on the first day of each year. For complete program details, visit eBranch.

Point contributions to WeCare are not tax-deductible. Certain terms and restrictions may apply.