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Guaranteed Asset Protection and Major Mechanical Protection

An excellent value for two forms of coverage.

Protect Your Vehicle, Help Protect Your Pocketbook

When you get an auto loan with Wescom Credit Union, be sure to protect your investment as well as your pocketbook. Wescom offers members two supplementary forms of coverage that can reduce your financial burden should the unexpected occur.

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP)* from Wescom offers you additional protection if your vehicle is deemed a total loss due to accident or theft. GAP helps cover the difference between the actual cash value of your vehicle and your loan balance.

Many new car owners owe more on their vehicle than it's worth (an "upside-down" loan-to-valuation). You may find that your primary insurance carrier's settlement probably won't completely cover the vehicle if it's declared a total loss. In the event that your new or used vehicle is stolen or accidentally damaged beyond repair, GAP can come to your rescue. GAP helps pay the potential high-dollar difference between what your primary insurance settlement provides and what you owe on your loan on items directly related to the purchase of your vehicle.

Major Mechanical Protection

All vehicles will break down at one point or another. But you don't have to be blindsided by the inconvenience and financial burden they cause. Major Mechanical Protection (MMP)* from Wescom can help protect you from the costly repairs and associated expenses that an unexpected breakdown can bring.

Ask us about GAP and MMP Today!

Call us at 1-888-4WESCOM (1-888-493-7266) or stop by any Wescom branch to speak to a Member Service Representative about the benefits of GAP and MMP.

*Guaranteed Assets Protection and Major Mechanical Protection are considered insurance coverage in some states.

The purchase of MMP is voluntary and cannot be required as a condition of the loan. The information listed above is not a contract/policy. It only provides a general summary of available plan options. Be sure to read your specific contract/policy, as all benefits are subject to the terms and conditions of that contract policy.