Account Alerts

Keep track of your finances and detect fraud with real-time email or text message alerts.

Manage Your Money and Detect Fraud with Real-Time Alerts

Account Alerts give you real time email or text message alerts each time a transaction is made on your account.

Account Alerts let you keep better track of your finances and act as an early-warning system, notifying you about possible identity theft or security breaches of your accounts.

Wescom currently offers these Account Alerts:

Security Alerts

An alert will be generated when online access has been blocked due to invalid password attempts or invalid responses to security questions.

An alert will be generated when a cross-account member transfer is completed.

Account Alerts

An alert will be generated every morning with a total amount of the prior day's deposits, withdrawals, and ending balance for the selected account.

An alert will be generated every time the balance on the selected account is over or below the set amount.

An alert will be generated when funds are placed on hold.

An alert will be generated one time when the specified check has cleared your account. This alert is available for Checking Accounts only.

An alert will be generated every time an electronic deposit is received on the selected account.

Card Alerts

Receive an alert when you make a deposit to your account.

Receive an alert when you make a deposit at an ATM.

Receive an alert when you make a withdrawal at an ATM.

An alert will be generated via email or SMS text for PIN or signature based purchases made via your ATM, Debit Card, or Wescom Credit Card. Card Purchase Alerts also qualify towards your Signature Score.

Receive an alert before your loan's due date — you choose how many days beforehand you wish to receive the alert.

An alert will be generated when the corresponding loan is past due. The alert will be sent at 10, 20, and 25 days past due.

An alert will be generated when a payment is posted to the selected loan.

Potential Fees Alerts

An alert will be generated when the corresponding Savings Account is near, or has reached its limit of six transfers per month. The alert will be sent when the Savings Account has four, five, and six transfers during the month.

Receive an alert any time Courtesy Pay covers a payment for you.

An alert will be generated every time a check you have written is returned to the payee due to Non-Sufficient Funds (NSF) or due to a hold placed on your account.
Please Note: Once the check has been returned it cannot be held and re-submitted by Wescom. This alert is intended as an immediate notification; the other Financial Institution may decide to re-submit the item without contacting the payee.

Receive an alert every time an overdraft transfer is made from a share or loan.

An alert will be generated every time a withdrawal over the specified amount is recorded on the selected account.

General Reminder Alert

An alert will be generated one time at a specific date/time with your own customized message text.

Loan Alerts

Receive an alert any time a selected loan reaches a balance over or under the amount you specify.

An alert will be generated one time when the specified check has cleared your account. This alert is available for Checking Accounts only.

An alert will be generated 10 days before the stop payment request expires and a second and final notification on the day the stop payment becomes void. At that time you may choose to set up a new stop payment request.

An alert will be generated when a loan advance is processed on a line of credit such as PLOC, HELOC, and/or Credit Card.

Receive an alert before your loan's due date — you choose how many days beforehand you wish to receive the alert.

An alert will be generated when the corresponding loan is past due. The alert will be sent at 10, 20, and 25 days past due.

An alert will be generated when a payment is posted to the selected loan.

To set up your Account Alerts, simply:

  • Log on to eBranch
  • Click "Account Alerts" from the menu
  • Review the disclaimer
  • Register up to five email addresses

You can also set up your alerts to be sent to your mobile phone as either an email or a text message. The process varies depending on your service provider and style of phone — and there may be additional fees involved — so contact your service provider for details on how to have electronic messages sent to your mobile phone.