Here’s How We Can Help
Wescom is committed to serving you when you need it the most. We recognize the impact COVID-19 is having on our members, and have assistance programs available for you during tough times. We encourage members who may be impacted by COVID-19 to reach out to discuss how we might be of assistance if you find yourself facing financial difficulties. Here are just a few options available:
Skip-A-Pay for your Wescom Consumer Loans which allows you to skip up to two consecutive payments in a twelve month period on your Wescom personal loan, line of credit, credit card or auto loan.* In response to the times, Wescom is waiving the $25 fee for Skip-A-Pay through August 31.
You can request a Skip-A-Payment on a Personal Loan, Line of Credit, Auto Loan or Wescom Visa® Credit Card through:
- eBranch – log on and select “Account Center” and then “Skip a Payment”. You can view our how- to video for complete step-by-step guidance.
- Wescom Mobile Banking App – log on and select “Account Center” from the hamburger menu and then “Skip a Payment”. (A step-by-step video is also available.)
- Phone by calling us at 1-888-4WESCOM (1-888-493-7266)
Before applying for Skip-A-Pay be sure to make sure to cancel any automatic payments you have authorized for the month.
Quick Assist Loan
Quick Assist Loan which allows members a short-term, small dollar amount loan to cover unexpected expenses with no credit check and at zero percent interest. The $19 application fee that applies will be waived through August 31.**
Member Assistance Program
Member Assistance Program which offers financial hardship assistance, including loan deferrals for members with any existing Wescom Loans – including Wescom Mortgage loans.
Emergency Loans through August 31 offer a personal loan option to assist those impacted by COVID-19.
We know every situation is unique and encourage you call us at 1-888-4WESCOM (1-888-493-7266) or click the chat option in eBranch for more information on ways we can help.
*By skipping a payment, you defer the payment which may extend the life of the loan. Your loan must be in good standing. Other conditions apply.
**Must be a member in good standing with no delinquent loans. Must be over 18 to qualify and have had a minimum of $400 in direct deposit each month for the past three months. Account cannot have more than three Quick Assist Loans in a six month period and must be outside the New Member Period (90-120 days of account opening). Other terms may apply. Please call for details.