Home Equity Rates

All rates are as of May 9 2008 and are subject to change without notice. Certain conditions and restrictions may apply. Please call for details and current rates.

Loan Variable APR* Max Rate Credit Line Home Equity Lines of Credit Traditional Equity Line (up to 80% financing) 4.75% 17.90% $5,000 - $250,000 Express Equity Line (above 80% financing) 6.75% 17.90% $5,000 - $25,000 *Rates include a .25% discount for automatic payment from your Wescom checking account. $50 annual fee on our regular Equity Line is waived the first year. Introductory rates shown are for first-time applicants and new home buyers, and are effective through the first four billing cycles. An Equity Line of Credit is secured by your home. Investment properties do not qualify for introductory rate discounts and higher rates apply. Call for more details. Loan APR* Points Amount Occupancy Home Equity Loans 20 -Year Fixed Rate (up to 80% financing) 7.375% 0 $5,000 - $250,000 Owner Occupied 20 -Year Fixed Rate (up to 80% financing) 7.375% 0 $5,000 - $250,000 Second Homes 20 -Year Fixed Rate (up to 70% financing) 8.625% 0 $5,000 - $250,000 Investment Properties 15 - Year Fixed (above 80% financing) 8.750% 0 $5,000 - $25,000 Owner Occupied *Rates include a .25% discount for automatic payment from your Wescom checking account. Investment properties do not qualify for discounts. Estimated payment based on a 20-year $50,000 loan at 7.380% APR = $398.98 per month Call us at 1-888-4WESCOM (1-888-493-7266) ext.5900 for complete information or e-mail us at homeloans@wescom.org.