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Certificate Rates

All rates are as of May 9 2008 and are subject to change without notice. Certain conditions and restrictions may apply. Please call for details and current rates.

Account Min. Balance Div. Rate APY
Certificate Accounts
1-Month (30 to 89 days) $500 1.98% 2.00%
3-Month (90 to 179 days) $500 2.18% 2.20%
6-Month (180 to 364 days) $500 2.27% 2.30%
12-Month (12 to 17 months) $500 2.37% 2.40%
18 Month (18 to 23 months) $500 2.42% 2.45%
24-Month (24 to 35 months) $500 2.47% 2.50%
36-Month (36 to 47 months) $500 2.71% 2.75%
48-Month (48 to 59 months) $500 2.96% 3.00%
60-Month $500 3.20% 3.25%
36-Month College Saver * $250 2.71% 2.75%
Jumbo Certificate Accounts
1-Month (30 to 89 days) $100,000 2.08% 2.10%
3-Month (90 to 179 days) $100,000 2.27% 2.30%
6-Month (180 to 364 days) $100,000 2.37% 2.40%
12-Month (12 to 17 months) $100,000 2.47% 2.50%
18 Month (18 to 23 months) $100,000 2.52% 2.55%
24-Month (24 to 35 months) $100,000 2.57% 2.60%
36-Month (36 to 47 months) $100,000 2.81% 2.85%
48-Month (48 to 59 months) $100,000 3.05% 3.10%
60-Month $100,000 3.30% 3.35%

Penalty for early withdrawal. APY=Annual Percentage Yield.

* Additional deposits of at least $25 are welcome. College Saver Certificates are available to members 18 years of age and younger.