Wescom Home Better Banking for Southern California















Loans and Lines of Credit:
Put Your Home to Work For You

A Wescom Home Equity Loan or Home Equity Line of Credit allows you to borrow against your home's equity. Plus, interest on a Home Equity Line or Loan is generally tax-deductible up to $100,000 (consult your tax advisor). Use the cash for home improvements, tuition, or other major purchases; or use the money to pay off higher-interest debts and save hundreds of dollars per year.

Note: Wescom makes Home Equity Loans (closed end) and Home Equity Lines of Credit in California only. Please call us at 888-493-7266 ext 5900 for details.

  • Home Equity Loan - Offers a fixed rate and closed end term. Borrow up to 80% of your home's equity or $250,000.
  • Home Equity Line of Credit - An open-ended credit line with an adjustable rate. Borrow up to 80% of your home's equity or $250,000.

Certain fees, conditions and restrictions may apply. Home Equity Lines and Home Equity Loans are secured by your home. If you're paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation.